If you’re frustrated by the limited number of retailers supporting Apple Pay, there’s hope from across the Atlantic. New figures reported by the Guardian show that there were more than a billion contactless payments in the UK last year, accounting for one in six of all card transactions.
Apple appears to be planning to enable its Apple Pay iPhone mobile payments service in the United Kingdom on July 14th, according to sources at multiple retailers. Apple has informed some Apple Retail employees in the U.K. that Apple Pay support will go live on that Tuesday, while an internal memos for supermarket Waitrose plus an additional retail partner indicate the same date…
Apple Pay is going international starting with the United Kingdom next month. The precise nature of how Apple Pay will work in the UK has been murky, with banks saying different things. Apple has now posted a FAQ to explain the situation.
Apple Pay will work with any current contactless reader. By default, it uses the same technology as other UK contactless cards. This means that performing an Apple Pay purchase will not require a PIN (as is standard with UK Chip and PIN payments). However, the usual £20 limit on contactless transactions does apply … for the time being. When Apple Pay launches in July, almost all merchants will only allow Apple Pay purchases up to £20 …
Update: Home Depot says it plans to accept Apple Pay in the near future.
Home Depot appears to have quietly stopped accepting Apple Pay. Although never officially named as a partner, the company has supported contactless payment and Apple Pay used to work in at least some of its stores. An Apple support document updated last week lists Home Depot as one of the stores that “might not currently be set up” to accept Apple Pay.
The change appears to be related to Home Depot’s deal to accept PayPal as a payment method both in store and online …
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Contactless credit and debit cards are only just starting to take off in the USA, but with Apple Pay driving merchants to introduce contactless payment terminals, you are increasingly likely to find that RFID symbol on your bank cards when you receive replacements.
We’ve had contactless cards in Europe for a few years now, and they’re even more convenient than Apple Pay for low-value transactions. For anything up to £30 ($46), you don’t need to verify the transaction in any way: just tap your card against the terminal. You can even do this without taking the card out of your wallet. (Bank guarantees protect you against fraudulent transactions.)
Convenient, that is, unless you have more than one contactless card in your wallet. This can either lead to the wrong card being debited or, more usually, cause the transaction to fail. Truffol has come up with an iPhone 6 wallet case specifically designed to solve this problem …
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