Skip to main content

Apple considering using iMessage for its person-to-person Apple Pay service – report


Quartz report citing banking sources says that Apple is considering the use of iMessage to handle its expected person-to-person service to complement Apple Pay.

One way Apple might add money transfer services to iOS is through iMessage, the proprietary messaging service, according to people who have discussed the program with Apple. It’s already one of the most used default apps on iPhones and is especially popular with the younger crowd.

Apple is reported to be in talks with banks to agree terms for the service. It’s believed that Apple wants banks to act as the payment processors so that it can steer clear of the murky world of financial regulation, leaving it to do what it does best: the front-end.

iMessage already uses strong end-to-end encryption, something that has led to disputes between Apple and various governments.

FTC: We use income earning auto affiliate links. More.

You’re reading 9to5Mac — experts who break news about Apple and its surrounding ecosystem, day after day. Be sure to check out our homepage for all the latest news, and follow 9to5Mac on Twitter, Facebook, and LinkedIn to stay in the loop. Don’t know where to start? Check out our exclusive stories, reviews, how-tos, and subscribe to our YouTube channel


  1. gregonaut - 7 years ago

    Hopefully it’s not JUST iMessage for this new feature. I’d really like to do device-to-device as well, just like apple pay now, wave your device next to the other person’s.

  2. 89p13 - 7 years ago

    This would be great as I really do not using Paypal for this function. For me, it’s either Snail Mail and a paper check or Paypal for some one distant from me.


Avatar for Ben Lovejoy Ben Lovejoy

Ben Lovejoy is a British technology writer and EU Editor for 9to5Mac. He’s known for his op-eds and diary pieces, exploring his experience of Apple products over time, for a more rounded review. He also writes fiction, with two technothriller novels, a couple of SF shorts and a rom-com!

Ben Lovejoy's favorite gear